Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Inside, the layout is designed for modern daily living with generous gathering spaces and private retreats. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 0.25 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available makes everyday living easier for households with multiple vehicles. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. This home has been available for approximately 12 days and continues to attract interest. At $289,000, this home is well positioned for buyers seeking value in Monticello.