Located on 16 Toccoa Ridge Road in Mineral Bluff, this 3-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. With 2,480 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.38 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Located in Mineral Bluff but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 140 days, this property combines space, style, and value. At $649,900, this home is well positioned for buyers seeking value in Mineral Bluff.