Located on 285 Madison Road in Monticello, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Thoughtfully planned, the interior provides 2,614 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. The outdoor space includes approximately 0.53 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. Practical parking available makes everyday living easier for households with multiple vehicles. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Just listed within the last few days, this home is already drawing attention. At $439,900, this home is well positioned for buyers seeking value in Monticello.